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  • A Minute to Learn It – Before You Borrow
  • What is a loan?
  • What is a lender?
  • What is the loan servicer?
  • What kinds of student loans are there?
  • What is interest?
  • Are there any fees I have to pay if I borrow a Federal Direct Loan?
  • What is the difference between interest and principal?
  • How do I apply for federal loans?
  • Do I need to accept my student loan on my Award Letter?
  • What are my Federal Direct Student Loan limits?
  • If I accept my Federal Direct Loan award, how will this affect other forms of student aid?
    #AwardLetter, #FederalDirectStudentLoans, #Awards
  • What happens to my Federal Direct loan if I do not attend school at least half-time?
  • If I have already completed a Direct Loan MPN for another school, do I need to complete another one?
  • What is the 150% Loan Limit Rule regarding federal direct subsidized loans?
  • What is the difference between a private loan and a Federal Direct Subsidized/Unsubsidized Loan?
  • Next Playlist

    Private Loans
  • What is a private loan?
  • When should I consider a private loan?
  • What are some things I should look for in a private loan?
  • What does APR stand for?
  • What is a grace period?
  • When will repayment begin on a private loan?
  • What is my interest rate on a private loan?
  • Are there any fees for taking out a private loan?
  • Are private loans guaranteed by the government?
  • Where can I find information about private loans?
  • What does interest capitalization mean and how often does it occur?
  • Do you have any suggestions for what I should be doing now to prepare myself to repay my loans?

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American Indian College Fund

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